Online Privacy Statement

Client Privacy Statement

PFG Financial Advisors ("PFG FA") is committed to total client satisfaction, which includes respecting your right to privacy. We value your trust and confidence, and we want you to know why we collect information about you and how we use that information. PFG FA is committed to the management, use and security of nonpublic personal information gathered from potential, existing and former clients. This notice explains our policies and practices in handling your personal information and describes our commitment to protecting your privacy.

Current PFG FA clients will receive a copy of our privacy policy each year, and future clients will receive one at the beginning of our business relationship. As our products and services continue to evolve, it may be necessary to revise our privacy policies, in which case we will provide you with an updated notice.

Client Information

It is necessary for PFG FA to gather and maintain nonpublic and personal information about you in order to provide the products and services you request and to administer your business with us. Most of the information we collect is obtained directly from you through applications, questionnaires, or other forms. The data may include any or all of the following:

? Personal identifying information such as your name, social security number, address and telephone number ? Other personal information such as employment history, income, assets or employment status, and possibly information about other members of your household ? Information regarding your investment accounts through PFG FA such as information concerning the types of products you own and/or your prior transactions

Should we need to verify or obtain additional information about you during the normal course of business, we may contact outside sources such as consumer reporting agencies, brokers, dealers and government reporting agencies. Information collected from third parties may include credit and payment history or other information we deem necessary to manage, service or administer your products and services offered through PFG FA.

How Your Information Is Used

In order for PFG FA to maintain its high quality of products and services, it is often necessary to disclose some or all of the client information described above to nonaffiliated third parties, as permitted by law. For example, we may disclose your information to third parties for processing, maintaining, and servicing your products or accounts, administering and auditing our business, and preventing fraud. Recipients of such information may include brokers, dealers, agents, administrators, consultants, regulatory and government authorities, consumer reporting agencies and service providers.

Periodically, we may use your client information to underwrite or offer you another product or service offered by our affiliates. PFG FA does not disclose client information to companies that perform marketing services on behalf of third parties. In addition, under no circumstance will we disclose your health information for marketing purposes.

After our client relationship has ended, PFG FA will maintain the same privacy standards and will only disclose information about former clients as described in this privacy policy, or as otherwise permitted or required by law.

Protecting Your Information

PFG FA has implemented significant measures to ensure that your information remains secure. We use physical, electronic and procedural safeguards to maintain the integrity of your information and shield against unauthorized use. We restrict access to your information to authorized PFG FA employees and authorized third parties. All employees who handle information are required to follow privacy procedures to guarantee that your information is handled properly and used only for authorized purposes.2

Access to and Correction of Your Information

If you have questions concerning information that we have about you in our records you may notify us in writing. You may review this information in person or request to receive a copy for a small fee. You may also write to us if you believe information should be corrected, amended or deleted, and we will review your request. We will either make the requested change or explain why we will not do so. If we do not make the change, you may submit a short written statement concerning the disputed information, which will be included in all future disclosures of your information.

Disclosure of Your Information

Unlike some other companies, PFG FA WILL NOT DISCLOSE YOUR NAME AND PERSONAL INFORMATION TO A NON-AFFILIATED COMPANY BECAUSE THE PRODUCTS AND SERVICES OF THAT ORGANIZATION MAY BE OF INTEREST TO YOU. Only when we have met or spoken with you and together we agree that this may be a proper course of action for your specific needs or desires will we disclose information to non-affiliated parties.

Disclaimer

Some PFG FA associates are also employees of other PFG FA affiliates or provide services to those affiliates. In addition, PFG FA associates may be registered representatives of a FINRA member broker dealer. An associate may see, use or need access to personal information as part of their job responsibilities to provide our services to you. Many PFG FA associates work closely with PFG FA’s other affiliated organizations on a regular basis, and it is often necessary to share client information among companies. All PFG FA employees and affiliates maintain the same high standards of PFG FA in regards to privacy of client information.

If you have any questions concerning this Privacy Statement, please write to: PFG Financial Advisors, 476 Rolling Ridge Drive, Suite 333, State College, PA 16801, Phone: 800-238-1734